There are times when you want funds but are stuck because your earnings & savings are invested into one or more assets - one of the favourite assets being Properties. What do you do in such a situation?

Provided that the total loans against immovable property, the individual loan shall not exceed fifty percent. of the value of the property offered as security and the period of repayment of such loan shall not exceed seven years.

At OM HANS MICRO CREDIT FOUNDATION, we deal with various customers facing this dilemma and one thing is common: your property means a lot to you. Hence, instead of helping you to sell your property, we suggest a fantastic solution for your fund requirement - a Loan against Property (LAP) or a Mortgage. Loan up to 2 lakhs.

If the title of your property is being clear and without encumbrances, you are the choice for the company.

Mortgage loan: FEATURES AND BENEFITS

  • Your total annual income.
  • Minimum age needs to be 21 years.
  • If have any existing liabilities.
  • Valuation of your property.
  • Your total work experience and experience in your current job.
  • Both salaried and self-employed individuals are eligible to apply for mortgage loan.